Thinking of Buying a New Home?

Things to Consider Before You Buy

Figure out what you can afford. Think carefully about all the costs of owning a home — not just the down payment and mortgage. Don’t forget about homeowners association fees, maintenance costs, taxes, and private mortgage insurance, if you need it. Be honest about how much you are willing and able to spend. It’s best to be pre-approved or at least pre-qualified for a certain mortgage amount before you start home shopping.


Think about your timeframe. If you’re in a hurry to find a new place, let me know. If you have plenty of time to search, I will handle that differently, perhaps sending periodic listings that match your exact wish list.

First-time home buyers
Home with Long butcher block dining table with gray chairs.
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Let me know where you want to live, being as specific as possible. It may be a larger search, such as a radius around a specific location, it may be a particular town or city, or it may be as specific as a single neighborhood. Also, let me know if you need to be close to public transportation or in a specific school district.

Type and Size
Do you want a single-family home, a condominium, or some other type of property? How many bedrooms and bathrooms do you need? Do you have certain square footage in mind? Do you want a small yard or acreage? Think about how much space you need and what is right for your lifestyle. Are you planning a large family? Do you want to maintain a large home or do you prefer something smaller?

Wish List
It’s a good idea to create a wish list and rank items from most to least important. You may have a certain style of home that you prefer. Many people want a home that is move-in ready, but some people like fixer-uppers. There may be amenities that are important to you. Some of the most common wish list items include updated kitchens and bathrooms, hardwood floors, open floor plans, and big yards. Depending on this list, you might be able to find a home that satisfies all your wants and needs for the right price. But keep in mind you may need to make tradeoffs.

Deal Breakers
All homebuyers have certain things they just can’t live with — or without — in a home. Maybe it’s being located next to a busy road or having a driveway on a hill. Or perhaps you must have at least three bedrooms. Whatever your deal breakers might be, let me know so I can help rule those out.

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